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Layaway Policy

           BARGAIN FURNITURE INC. LAYAWAY POLICY

90 DAYS , 20 % DOWN. 

  ·         MERCHANDISE CAN BE PUT ON LAYAWAY AT OUR EVERYDAY LOW PRICES ONLY

·         LAYAWAY ITEMS WILL NOT BE DISCOUNTED TO CASH OR DEBIT PRICES

·         THE MERCHANDISE CAN BE PUT ON LAYAWAY FOR A MAXIMUM OF 90 DAYS, WITH THE OPTION TO PAY OFF AT ANY TIME BEFORE THE 90 DAY PERIOD ENDS.

·         MINIMUM DOWN PAYMENT FOR LAYAWAY CANNOT BE LESS THAN 20% OF MERCHANDISE PRICE

·         LAYAWAY PAYMENTS ARE DUE EVERY TWO (2) WEEKS FOR UP TO 90 DAYS

·         ITEMS PUT ON LAYAWAY MUST BE PICKED UP WITHIN A WEEK OF PAYOFF DATE

·         DELIVERY CHARGES MAY BE ADDED TO LAYAWAY ALONG WITH THE MERCHANDISE TOTAL OR PAID AFTER FULL PAYMENT OF ITEMS

·         CUSTOMER MUST GIVE ATLEAST A TWO WEEKS’ NOTICE PRIOR TO PICKUP OR DELIVERY DATE.

·         SPECIAL ORDER MERCHANDISE WILL BE ORDERED ON THE DATE OF LAST PAYMENT MADE AND DELIVERED WITHIN 2 WEEKS, DEPENDING ON AVAILABLITY.

·         IF, AT ANY TIME, LAYAWAY IS CANCELLED, THERE WILL BE A NONREFUNDABLE 20% RESTOCKING FEE OF THE TOTAL INVOICE PRICE.

·         IF THE RESTOCKING FEE IS LESS THAN THE PAYMENTS MADE ON THE MERCHANDISE, CUSTOMERS HAVE THE OPTION TO USE THE REMAINING BALANCE AS A CREDIT FOR OTHER MERCHANDISE IN THE STORE

·         THERE ARE NO REFUNDS FOR LAYAWAY

·         IF CUSTOMER FAILS TO PAY THE FULL AMOUNT BY 90 DAYS AND THE CUSTOMER DOES NOT RESPOND TO OUR MESSAGES/PHONE CALLS, ALL PAYMENTS MADE ON THE MERCHANDISE PUT ON LAYAWAY WILL BE FORFEIT.