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Layaway Policy

               BARGAIN FURNITURE, INC.

        Layaway policy

Merchandise can be put on layaway and the regular price is applied not the discounted cash price. 

A layaway is not a discounted CASH price.

The Merchandise can be on layaway for a limited time period of 3 months; determined by the store management, and depending on the item; but not to exceed 90 days.

Minimum down payment cannot be less than 20% of the merchandise price.

The Customer must make payments on layaway every two weeks; amount of payment should be equal $ or 1/6 of remaining balance.

If layaway is not paid in full by due date, the layaway will be cancelled and there will be a 20% restocking fee charged.

Restocking fee is non-refundable.

If restocking fee is less than the amount paid on layaway, Customer can purchase another item

with the remaining balance in the account.

There will be absolutely no refunds on layaways.

Customer must give a two weeks notice prior to delivery or pick up date.

If the layaway account is not paid in full by 90 days and customer is not responding to our phone calls, then the down payment will forfeit.